Checking your credit score regularly is a good habit you must have. Read on to know why.
Get your credit score and credit report every month.
Check your loan and credit card repayment history.
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Delayed payments can have a negative impact on your credit score. To avoid this, ensure timely repayment of loan and credit card dues to maintain a good credit score. With the powerful Payments History view in the app, you get details of all your card and loan payments, including both delayed and timely payments.
Several businesses and even employers are using a credit score or credit report to make decisions about your creditworthiness and financial behaviour. It is important to be aware of factors that affect your credit score, and manage them effectively.
Late payments can damage your credit score. Always pay your loan and credit card dues on time.
Living life on the edge and maxing your credit card? A high credit utilisation can impact your score.
It is good to have a balanced mix of credit card and loan accounts for a healthy credit score.
Having a long history in the bureau signifies financial maturity and contributes to a higher credit score.
Do you like applying for loans/credit cards all the time? Too many credit inquiries linked to your application can hurt your score.